Emerald Coast Insurance Solutions has a variety of insurance options for contractors, including:

• Professional Indemnity. It can cover contractors against claims for negligence, unintentional breaches of intellectual property, loss of data, or documents and claims for dishonesty.
• Employers Liability- covers employees for any injury sustained at work. Normally, contractors must have this insurance by law, even if you are the sole ‘employee’ of your limited company.
• Public Liability- also known as “general” or “product” liability insurance. It covers your company against third party claims. It will also cover you if you accidentally damage property at your client site.

Contact us today to ask about which Contractors Insurance options may be right for you.

In today’s highly competitive business environment you need every advantage to succeed. That’s especially true when it comes to selecting your business insurance. Restaurants are unique and shouldn’t be insured like other businesses. In order to meet these specific needs, we have created a special restaurant package that broadens and increases coverage where restaurants need it most. Our goal is to provide more for the insurance dollar than any of our competitors.

Our Restaurant package program provides many forms of coverage that are not found in standard coverage forms. Additionally, the limits for many standard coverage parts have been increased substantially.

If outside power fails, what damage can that cause and to what extent can that potential financial loss be protected? Is your food covered for spoilage? Do you have adequate protection in the event of a liquor liability claim? Are you properly protected from a claim arising from a delivery of food? These are just a few of the questions you should think about.

Purchasing insurance for your restaurant could save you a lot of money in the event of an unfortunate situation. A basic policy could provide coverage for buildings and storage facility, workers compensation, liquor liability insurance, loss of business income, and theft or employee dishonesty.

Emerald Coast Insurance Solutions will shop the top carriers in the country to find restaurant insurance that will work well with your business.

Like with any form of insurance, better maintenance can lead to lower insurance costs. Making sure that all safety codes are met can lead to lower premiums. If your hotels are located in a parts of the country that are frequently affected by severe weather, then a higher level of insurance against weather damage would be a good investment.

Does your current insurance provider review your policy on a regular basis? Do you know what changes have been made in the last year may have impacted your insurance policy?

At the Emerald Coast Insurance Solutions, we know that your biggest priority should be running your hotels. We help our clients focus on managing their business by allowing them to know that they are adequately insured for the events that could happen.

At the Emerald Coast Insurance Solutions, we understand that your business has specific needs and requirements, and we’ll shop the country to find you the right policy. You deserve the peace of mind that comes with knowing that your plumbing business is adequately protected and ready for any situation.

Everyone knows how important plumbers are for the safety and maintenance of buildings. But what happens if a plumbing mistake causes damage, or creates a loss of revenue? Does your insurance provide for those unforeseeable situations?

What happens if an employee or subcontractor is injured on the job? Are you at risk not only for compensation but legal problems as well? We understand the details of the insurance business. We’ll help you make sure that you’re covered as your business grows.

An insurance policy for your plumbing company from Emerald Coast Insurance Solutions will not only protect your investment, but help build the foundation you need for a successful business.

At Emerald Coast Insurance Solutions, we know the needs of contracting professionals. We have worked with and can develop specific policies to provide the right coverage for electricians and electrical service installation companies.

Don’t try to navigate the insurance maze by yourself! Electrical code is complex enough; you shouldn’t have to learn insurance regulations too. We’ll save you both time and money by shopping the country for the best policies. You run the wiring; we’ll find the right coverage.

We can not only provide liability or property coverage, but also the proper coverage to protect property owners and project managers so you can gain more jobs.

Contact us today to not only see how you can save, but find out how we can help you build your business too!

Are your subcontractors protected? What about temp or additional employees? What happens if miscalculations lead to a loss of revenue for your customers? Are you protected?

Your business is demanding. It shouldn’t include trying to learn all the in’s and out’s of insurance policies. That’s where we come in. Emerald Coast Insurance Solutions will shop the top carriers in the nation to find the right coverage for your HVAC company, at the best rate for your specific needs. Our insurance professionals understand the problems and challenges that come with being a contractor. We know the different types of coverage, and will fit your policy to your specific needs, and we’ll do a thorough job of exploring all types of exposures so that you can rest assured knowing that you’re covered.

Even better, we’ll save you time and money by doing the shopping for you. Contact us today to discuss our customized insurance program to meet the specific needs of your business, at the rate you deserve!